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INDONESIA CONSUMER LOAN HOUSING LOANS MORTGAGE P2P CREDIT LENDING PRIVATE LENDER INDONESIAN ISLAMIC FINANCE

Indonesia Loan is the first place in Indonesia for loan. With Indonesialoan.com get access to a personal loan or mortgage at the best conditions in Indonesia.

INDONESIA CONSUMER LOAN

Indonesia consumer loans has risen to USD 20 billion in 2015 which is more than the USD 18 billion in 2014.

Indonesia private loan projection is just reflecting the rise in consumer behaviour which has made possible that private consumption in now accounting for more than 50% of the Indonesian GDP.

INDONESIA TYPES OF LOANS

Indonesia is offering several lending opportunities to borrowers including individuals and companies. Lenders can be banks and financial institutions but also private entities (informal loan market) and newly internet platforms. All active lenders offer following loan and credit forms:

  • Personal loan including car loan under both, conventional banking and sharia compliant finance,
  • housing loan,
  • working capital loan,
  • microloan (microfinance),
  • Crowdfunding including p2p lending.

INDONESIA PERSONAL LOAN

In Indonesia they are two sorts of personal loans: fixed Instalment Loan and overdraft. This type of lending doesn’t require any collateral or security. Borrower doesn’t need to justify the purpose of the loan and its justification.

INDONESIA HOUSING LOAN

In Indonesia the required down payment dedicated to the purchase of homes has been reduces to 20% from initially 30%. For subsidized credits and acceptable, requested equity can reach 10%. Preconditions are set by banks for housing loans in the country:

  • - Borrower should be aged minimum 21 years and maximum 55 years,
  • - Purchased house or flat is provided with a land title.

INDONESIA CROWDFUNNDING P2P LENDING

P2P lending or peer to peer lending like other countries area lending platforms or marketplaces that matches investors who are looking for a return on their investment with borrowers looking for loans without using a bank.

In Indonesia crowdfunding like in other countries consists of types such as Equity Crowdfunding, Donation Crowdfunding, and Debt Crowdfunding.

The local regulator, Indonesia’s Financial Services Authority (OJK) has put in place a regulation covering crowdfunding in the country. The policy aims to apply strategies for the promotion of venture capital as well as establishment of new funding sources.

INDONESIA MICROFINANCE MICROCREDIT

Indonesia has probably the largest the microfinance sector in the world with more than 70,000 microfinance institutions or MFIs.

Microfinance makes small loans to individuals who are facing difficulties to obtain traditional credit. Microcredits are dedicated to individual and entrepreneurs who have a lack access to traditional financial services mainly because of poverty.

Indonesian microfinance lenders are consisting of formal and informal parties. Several commercial banks offer micro-lending as well as a large number rural banks including Islamic rural banks.

INDONESIA ISLAMIC FINANCE

In Indonesia Shariah compliant finance contributes for only 4.5% of total banking sector. However Indonesia has 15 fully Islamic compliant banks, 25 Islamic banking units asw well as 200 Shariah-compliant rural banks


Indonesia Loan has selected for you the best places for borrowing money without and with bank .

INDONESIA ONLINE LENDING PLACES

INDONESIAN LOAN COMPARATOR

INDONESIAN P2P LOAN

INDONESIAN CROWDFUNDING

ISLAMIC CROWDFUNDING

INDONESIA MICROFINANCE

INDONESIA ISLAMIC FINANCE


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